Pcs Cooperative Thrift And Credit Society Limited is committed to protecting the privacy and confidentiality of our members and customers. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial products and services.

Information We Collect

We may collect personal, financial, and identification information necessary to provide our services, including but not limited to:

• Full Name, Address, Contact Details
• Identity Proof and Address Proof
• Bank Account Details
• Income and Employment Information
• Loan and Transaction History

Services Covered Under This Policy

This Privacy Policy applies to all products and services offered by Pcs Cooperative Thrift And Credit Society Limited, including:

• Recurring Deposit (RD)
• Fixed Deposit (FD)
• Saving Account
• Home Loan
• LAP Loan (Loan Against Property)
• Gold Loan
• Business Loan
• Vehicle Loan
• Personal Loan
• Study (Education) Loan
• Daily Base Loan

How We Use Your Information

The information we collect is used strictly for legitimate business purposes, including:

• Processing deposit accounts such as RD, FD, and Saving Accounts
• Evaluating and approving loan applications
• Maintaining transaction records
• Improving customer service and support
• Complying with legal and regulatory requirements

Data Protection & Security

We implement appropriate technical and organizational security measures to protect your personal data from unauthorized access, misuse, alteration, or disclosure. Access to personal data is restricted to authorized personnel only.

Sharing of Information

Pcs Cooperative Thrift And Credit Society Limited does not sell, trade, or rent your personal information to third parties. We may share information only:

• With regulatory authorities as required by law
• With authorized service providers under strict confidentiality agreements
• For legal compliance and fraud prevention purposes

Cookies and Website Usage

Our website may use cookies and similar technologies to enhance user experience, analyze website traffic, and improve our services. Users may choose to disable cookies through their browser settings.

Member Rights

You have the right to:

• Request access to your personal data
• Request correction of inaccurate information
• Withdraw consent where applicable
• Raise concerns regarding data usage

Policy Updates

Pcs Cooperative Thrift And Credit Society Limited reserves the right to update this Privacy Policy at any time. Any changes will be posted on this page with updated effective dates.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact Pcs Cooperative Thrift And Credit Society Limited through our official communication channels.